Going Solar in Westchester County: Incentives and Local Installers

Westchester County may not be synonymous with solar panels quite yet, but there may not be a better place in the country for homeowners to consider going solar. With Con Edison, Westchester County homeowners have gotten used to paying a lot for their electricity — and can expect to pay a lot more in 2023.

We’re happy to tell you there is a way to lower your electricity costs. Between state and federal incentives, Westchester County is one of the best places in the US to save money by going solar. We’ll have to dive a little deeper to understand just what to expect when you’re looking to go solar in Westchester County.

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Solar Incentives in Westchester County, New York

The Federal Solar Tax Credit

The homeowner-claimed Federal Investment Tax Credit (ITC) ended after systems installed by December 31, 2025. For new cash and loan purchases in 2026 or later, the federal credit is $0, so a $20,000 owned system remains $20,000 before New York incentives, local programs, or third-party ownership discounts.

For new owned systems after 2025, there is no homeowner-claimed federal credit to take, regardless of tax liability. Federal tax-credit value may still appear through eligible third-party owned solar arrangements as an upfront discount.

For new 2026 shoppers, cash and loan purchases no longer receive a homeowner-claimed federal credit. If you go with a lease or a PPA (Power Purchase Agreement), the third-party owner may claim the federal credit and pass some value through as an upfront discount.

The New York State Solar Tax Credit 

New York State offers a tax credit of its own. The state solar tax credit is worth 25% of the cost of your system with a cap of $5,000. For new owned systems after 2025, this state credit can reduce your cost, but it can no longer be stacked with a homeowner-claimed federal credit.

So, if your system cost $20,000, the 25% NY state tax credit would be worth $5,000, effectively bringing your net system cost to $15,000. Now, if your system cost $30,000, you would reach the cap since 25% of $30,000 is $7,500.

	Homebuyer A	Homebuyer B
Gross system cost	$20,000	$30,000
NY state tax credit (25% with $5,000 cap)	-$5,000	-$5,000
Federal tax credit for new owned systems	$0	$0
Net system cost before any TPO discount	$15,000	$25,000

Amazingly, the incentives for buying solar panels in Westchester County don’t end with the tax credits. There is also a rebate that brings down the cost even further.

NYSERDA Solar Rebates

Starting in 2014, NYSERDA (New York State Energy Research and Development Authority) began offering solar rebates to customers in certain utilities and regions across New York. As luck would have it for Westchester residents, the rebates in Con Edison’s coverage area are still active as of February 2023.

The rebate is allocated in sequential segments, called blocks. Every block has a certain amount of installed KWs that can receive the rebate before it is considered full. Once a block is full, the rebate steps down to the next block. Right now, Con Edison is in its 9th and final block, worth 20 cents per Watt of solar capacity installed.

So, for a 10kW system — or 10,000 Watts — the NYSERDA rebate is currently worth $2,000 for Con Edison customers.

It’s worth noting that this rebate is typically applied before claiming the New York State tax credit, and therefore reduces its value.

	Homebuyer A (5 kW system)	Homebuyer B (7.5 kW system)
Gross system cost	$20,000	$30,000
NYSERDA Rebate	-$1,000	-$1,500
Contract price	$19,000	$28,500
NY state tax credit (25% with $5,000 cap)	-$4,750	-$5,000
Federal tax credit for new owned systems	$0	$0
Net system cost before any TPO discount	$14,250	$23,500

Homeowners in Westchester County have access to perhaps the most substantial solar incentives in the entire US. But the motivation to go solar doesn’t end there. This county also faces some of the highest utility electricity prices in the nation, and it’s residents are throwing away money every month they continue to pay for grid electricity.

Solar vs Grid in Westchester County

If the carrot (solar incentives) isn’t motivation enough to go solar, maybe the stick (utility electricity prices) is.

In September 2022, Con Edison — the electricity utility provider in Westchester County — announced a 27% increase in residential electricity prices for November through March. According to News 12 Westchester, “A Westchester County customer using 600 kilowatt hours a month will have an average bill of $203.”

Factoring a basic $27 service charge, that boils down to 29 cents per kilowatt hour — one of the highest electricity rates in the country.

For comparison, going solar effectively reduces your cost per kWh for electricity to around 8 cents per kWh for 25 years. Here’s how that looks for an average Westchester County household using 800 kWh of electricity per month.

Electricity source	Cost per kWh	Cost per month (800 kWh)
7.5 kW solar system (cash purchase with incentives)	6.7 cents	$54
7.5 kW solar system (12-year loan payment)	—	$131
Con Edison (winter rates)	29 cents	$232

Now, let’s say that electricity rates are 29 cents per kWh in November-March and 20 cents per kWh in April-October. That’s an average rate of 23.7 cents per kWh throughout the year.

And here’s the thing about utility rates: They tend to go up over time. Electricity prices typically increase around 2-4% per year, but as we learned in 2022, they can be volatile and unpredictable.

So, let’s see how locking in a low rate for solar compares to paying for grid electricity over the 25-year warrantied life of a solar system.

Thanks to generous incentives and high electricity prices:

• The payback period of going solar in Westchester County is around 6 years
• Lifetime savings can easily top $50,000
• You can see immediate savings over $50 per month by financing your system with a solar loan

The bottom line: Going solar in Westchester County is a no-brainer in terms of energy cost savings. Start a project to see how much you could save.

Finding solar installers in Westchester County

Given the extremely high return on investment for going solar, Westchester County — and much of New York state — is pretty saturated with solar installers all competing for your attention. So how do you find a reputable solar company in Westchester County?

The easiest way is to see your real solar price right on solar.com.

In our guided solar process, you can start online to virtually design a solar system and use it to generate real bids from vetted local installers. Every solar company in our installer network goes through a rigorous vetting process, and fewer than 30% that apply are accepted — we’re that strict.

Using free Solar.com saves you the time of vetting, calling, and booking appointments with multiple installers just to hear the same sales pitch over and over. Better yet, the competition created by Solar.com leads to lower prices and greater savings for Westchester County homeowners.

It’s time to go solar in Westchester County

Due to ample incentives, sky-high electricity prices, and a strong net metering policies, going solar in Westchester County is a no-brainer. Better yet, comparing real prices from reputable local installers is easy on Solar.com.

If you are considering solar, the time is now before the NYSERDA rebate runs dry or the net metering policy is weakened (as it has been in California).

Start your project with multiple quotes from local installers.